Terms of Use

Effective Date: February 5th, 2024

BaxterPro also know as Baxter & Associates, LLC (“we,” “our,” or “us”). These Terms and Conditions govern your use of our website and services. By accessing our website or engaging with our services, you agree to comply with and be bound by these terms.

1. Use of Our Services

You agree to use our services for lawful purposes and in compliance with all applicable laws and regulations.

2. User Representations

By using our services, you represent and warrant that:

3. Privacy Policy

Your use of our services is also governed by our Privacy Policy. Please review our Privacy Policy to understand our practices regarding the collection and use of your personal information.

4. Consent for Communication

By providing your contact details, including mobile phone numbers, you expressly authorize a representative of BaxterPro also know as Baxter & Associates, LLC and any applicable insurance carrier to correspond with you via these contact methods for the purpose of providing information, updates, and assistance related to our services.

5. Electronic Consent, Communications, Transactions, and Signatures

By using our services, you expressly consent to receiving electronic communications from us and any insurance carrier(s) that an application for coverage is submitted to. These communications may include but are not limited to policy information, notifications, updates, and other relevant information. You agree that all agreements, notices, disclosures, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Your consent extends to electronic transactions and signatures, and you acknowledge that your electronic signature carries the same legal weight as a physical signature. You agree to conduct transactions with us electronically and to use electronic signatures when required. It is your responsibility to maintain a valid email address and promptly update us in case of any changes.

6. Dispute Resolution

You acknowledge that BaxterPro also know as Baxter & Associates, LLC is a licensed and authorized agent for various insurance companies or policies represented. Disputes related to coverage or claims must be handled directly with the respective insurance carrier(s) unless they pertain directly to the services provided by BaxterPro also know as Baxter & Associates, LLC.

7. Intellectual Property

All content on our website, including but not limited to text, graphics, logos, images, and software, is the property of BaxterPro also know as Baxter & Associates, LLC and is protected by intellectual property laws. You may not reproduce, distribute, or display any part of our website without our prior written consent.

8. Right to Shop Clause

In cases where an application for coverage is submitted, and immediate approval or binding is not feasible, BaxterPro also know as Baxter & Associates, LLC reserves the right to shop for coverage on behalf of the applicant. This may involve seeking quotes or policies from other insurance companies that provide comparable or relevant policy benefits. The objective is to explore alternative options and maximize efforts to qualify and secure insurance coverage for the applicant. By submitting an application, the applicant acknowledges and consents to this process.

9. Application for Coverage Superseding Clause

Any terms, disclaimers, warranties, provisions, agreements, and content presented within an application for coverage on our website shall supersede and take precedence over the terms of use outlined on this website. Users are advised to carefully review the terms and conditions specified in the application for coverage before proceeding, as they will govern the relationship between the user and BaxterPro also know as Baxter & Associates, LLC in the context of coverage applications.

10. Disclaimers

Our services are provided on an “as is” and “as available” basis. We do not warrant that our services will be error-free or uninterrupted. We disclaim all warranties, whether express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. By using our website, you acknowledge and agree to the following:

11. Limitation of Liability

To the fullest extent permitted by law, BaxterPro also know as Baxter & Associates, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues.

12. Indemnification

By using our services, you agree to indemnify and hold harmless BaxterPro also know as Baxter & Associates, LLC, its parent company, subsidiaries, affiliates, officers, agents, and employees from any claims, losses, liabilities, damages, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to your use of our services, violation of these Terms and Conditions, or any breach of applicable laws.

13. Governing Law

These Terms and Conditions are governed by the laws of Florida, without regard to its conflict of law principles.

14. Changes to Terms and Conditions

We reserve the right to update or modify these Terms and Conditions at any time. Any changes will be effective upon posting to our website. Your continued use of our services after such changes constitutes acceptance of the updated terms.

15. Termination

We reserve the right to terminate or suspend your access to our services at our discretion, without notice, for any conduct that we believe violates these Terms and Conditions or is harmful to other users.

16. Contact Us

If you have any questions or concerns about these Terms of Use, please contact us at (800) 641-8865.

By using our website or services, you agree to the terms outlined in these Terms of Use.

BaxterPro (Baxter & Associates, LLC)
4400 Bayou Blvd, Suite 31A
Pensacola, FL 32503
(800) 641-8865