Medical malpractice insurance or medical professional liability coverage is insurance that covers Medical Doctors, Osteopathic Physicians, Dentists, Chiropractors, and other healthcare professionals for indemnity payments (settlements), court costs, and damages associated with a lawsuit for malpractice.
Premiums for medical malpractice insurance vary depending on the physician’s degree of risk.
Typically, Insurers set premiums based on a practitioner’s medical specialty, whether or not they perform surgery or certain procedures, and the geographic location or state in which they practice. Hours worked may also be considered in the computation of the insurance premium.
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