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Chiropractic practice growth isn’t just about getting new patients; it’s about providing the best possible care for those patients and creating a successful business. However, you must expand your list of clients and revenue sources to serve more patients. But how can chiropractic practices accomplish these goals?

Below, our eight tips to help chiropractors grow their practice can help you get started.

1. Set Goals

Setting goals is essential for any business, especially for chiropractic practices. Goals provide focus and help you set milestones that you can measure to determine your progress. Consider what the competition is doing and the practices you admire when setting your business goals. This information will give you an idea of where you should focus your growth efforts.

Setting Goals for Your Chiropractic Practice

Try not to get carried away when setting goals for your practice. Each goal must be attainable and practical. You must consider several areas of your business when establishing these goals, from the clients to revenue to employee morale. Some useful goals to consider for your chiropractic practice may include:

• Increasing your patient base
• Improving patient satisfaction ratings and feedback
• Expanding the services your practice offers
• Enhancing the office’s atmosphere
• Maximizing staff efficiency and productivity
• Increasing profits and reducing costs
• Developing an effective marketing strategy

2. Get Involved in the Community

Community involvement can be a great way to increase visibility and grow your practice. Participate in local events, sponsor charity fundraisers, or attend health fairs. This involvement and camaraderie will help you build relationships with potential patients and solidify your image as an expert in chiropractic care. Community involvement can also give you access to new networks of people who could potentially become patients.

3. Utilize Social Media

Social media is one of the most powerful tools for chiropractors to grow their practice. It allows you to reach potential patients, build relationships with existing patients, and network with other professionals in your field. Make sure that you regularly update your social media accounts and engage with your followers so potential patients can see what you offer.

How To Best Utilize Social Media as a Chiropractor

Posting informative and engaging content is important when using social media as a chiropractor. Your posts could include videos of you providing treatment advice, success stories from satisfied patients, or day-in-the-life photos of a typical workday. Posting regularly will help ensure your followers stay updated on your practice and the industry’s latest happenings.

4. Develop a Referral Program

Often, the best marketing strategy is word-of-mouth. Encouraging existing patients to refer new ones is an effective way to grow your practice and get the word out about your services. Consider developing a referral program that rewards both the referring and referred patients with discounted services or free products. As good as your marketing program and strategies are, people are more likely to listen to a referral from a friend or colleague than an email or brochure.

5. Invest in Quality Marketing

Investing in quality marketing materials can help build your practice’s credibility and reach new potential patients. These materials could include brochures, postcards, flyers, or business cards to advertise your services and offer discounts or promotions like a free consultation to get clients in the door. You may also want to consider investing in digital marketing tools such as a website, email marketing campaigns, and search engine optimization to help you reach a wider audience.

6. Stay Up-to-Date on Trends

Staying up-to-date on industry trends is essential for any business, but it is especially important for chiropractors. Make sure you are aware of the latest technology and techniques to provide the best possible care for your patients. Additionally, new techniques can help draw in potential patients seeking something more modern or advanced than what other chiropractors offer.

7. Expand Your Services

Offering various services can be an effective way to increase revenue and attract new patients. Consider offering massage therapy, physiotherapy, or acupuncture in addition to more traditional chiropractic services. These additional services will help bring in more patients and may help existing patients who need multiple treatments for their ailments.

8. Take Care of Yourself

While your primary focus will be on your practice and clients, don’t forget to take care of yourself. Taking care of yourself should also be a priority when running a business, especially for those in the health and human services field. Prioritizing your well-being ensures you can provide the best possible care for your patients, and allows you to stay energized and focused. Make sure you take time to rest and relax so your mind is clear when dealing with business matters.

With these eight tips in mind, chiropractors can grow their practices and provide quality care for their patients while taking care of themselves. By investing in quality marketing materials, staying up-to-date on trends, and encouraging referrals, chiropractors can increase their visibility and patient base while building a successful business.

Bonus Tip: Offer Flexible Appointments

Offering flexible appointments is another great way to grow your chiropractic practice. Offering extended hours, weekend and evening appointments, or online booking options can make it easier for potential patients to find the time to visit your practice. Offering flexible appointment windows will make establishing care more convenient for your patients and help you reach a wider audience.

For example, staying open until 8 p.m. on weekdays and 4 p.m. on Saturdays can benefit those who work or have busy schedules during the week. Additionally, offering online booking options can make it easier for potential patients to book appointments without calling the office or coming in for a consultation.

Let Baxter & Associates Help Protect Your Practice as It Grows

We hope our eight tips help your chiropractic practice grow significantly. One final thing to consider is securing greater protection as your practice grows. Chiropractic malpractice insurance is critical for every chiropractic practice, especially those that are expanding. Baxter & Associates can connect your practice with insurance providers that fit your needs and budget. Give our staff a call to learn more, or request a free online quote today.

For many medical professionals like nurse practitioners, being sued for medical malpractice comes with the job. However, knowing the source of negligence claims can help nurse practitioners avoid the hassle and stress of malpractice suits. We detail some common causes for nurse practitioner negligence claims below.

Failure To Diagnose

Many cases of negligence against nurse practitioners concern diagnosis. While we typically think of doctors and physicians as being responsible for diagnoses, in many instances, nurse practitioners are the ones who diagnose patients. Unfortunately, a nurse practitioner might miss a diagnosis due to misjudgment, lack of organization, or unnoticed symptoms. If a nurse practitioner fails to order additional testing or recommend a specialist for timely medical diagnosis, and the result is harm to the patient, the nurse practitioner may be liable.

Medication Mistakes

Another core responsibility of nurse practitioners is medication. A nurse practitioner can prescribe and administer medication directly to patients. But with the high volume of medication tasks they have, simple mistakes become easy. The nurse practitioner may prescribe the wrong medication, administer the incorrect medication, or administer the incorrect amount. These errors could harm the patient and make the nurse practitioner liable for their injury.

Communication Failures

Communication among staff is critical when treating a patient. The nurse practitioner and others involved with the patient’s treatment, like physicians and nurses, should always be current with the patient’s status.

Therefore, communication failures are another of the common causes for nurse practitioner negligence claims. In particular, this claim targets the failure of the nurse practitioner to update the patient’s primary physician or nurse or failure to do so promptly. If a nurse practitioner’s lack of communication with others regarding a patient results in harm to the patient, a malpractice suit of negligence could occur.

Failure To Monitor Patient

Nurse practitioners are also often responsible for monitoring patients, updating their status, and alerting others involved in their treatment. However, personnel resources are often stretched thin in a healthcare facility, and a nurse practitioner must monitor many patients at once. Therefore, a nurse practitioner might fail to monitor a patient or respond promptly, resulting in harm to the patient and a malpractice claim.

Injuring Patient

While nurse practitioners are well-trained and skilled in many medical procedures, they still make mistakes like the rest of us. However, those mistakes during procedures can harm a patient, and that patient may consider the nurse practitioner negligent.

The injury is not often the nurse practitioner’s fault but rather outdated or unprepared medical equipment. Still, the nurse practitioner must ensure all medical equipment is sufficient for use and not at risk of harming the patient.

Where Nurse Practitioners Can Get Malpractice Insurance

With so many ways that a nurse practitioner could be found liable for negligence, nurse practitioner malpractice insurance is essential. If you need malpractice insurance, Baxter & Associates can help you find a policy that fits your needs and budget today.

Like other medical professionals, podiatrists must occasionally contend with malpractice lawsuits from patients. Below, we explain common negligence cases against podiatrists so professionals can understand the source of most liability lawsuits and try to avoid them.

Unnecessary Surgery

Surgery is a common source of malpractice claims against podiatrists, specifically surgery the patient later feels was unnecessary and harmful. While podiatrists are experts in relieving foot, ankle, and toe pain, the complexity of bones and ligaments makes it difficult to determine the source of discomfort.

Due to this, multiple surgical procedures are sometimes necessary to finally relieve the source of discomfort for a patient. This can be frustrating, especially if multiple surgeries still don’t fix the problem. Patients may feel they were misled to agreeing to an unnecessary surgery or weren’t informed of the risks or alternative treatment options. Therefore, they seek damages for their pain and discomfort.

Surgical Complications

As we mentioned, many common negligence cases against podiatrists involve surgery, with surgical complications at the top of the list. Every surgery comes with inherent risk, and even the most basic procedures can result in unintended complications and consequences. Considering most podiatry surgeries are elective procedures, patients are more likely to seek restitution if they feel they wasted money on a procedure that didn’t deliver the results they wanted.

Postoperative Negligence

Like all surgeons, podiatrists can also be liable for complications postsurgery if the postoperative care is insufficient. With every surgery, postoperative care is critical to the patient’s health and the procedure’s success, but it is also a prime area for complications. Infections, nerve damage, and other pain and discomfort are not uncommon postoperative complications, especially with foot surgeries. If any of these complications arise from a lack of postoperative care, the podiatrist could be liable.

Misdiagnosis

Like all doctors, podiatrists are also liable if they misdiagnose. As we mentioned, diagnosing the source of pain or discomfort in a person’s foot, ankle, or toes is difficult, even for the most skilled and experienced podiatrists. If a podiatrist makes a misdiagnosis by not performing the correct evaluation, ordering the wrong tests, or outright failing to diagnose the underlying issue, a patient could seek damages via a malpractice suit.

Where To Get Malpractice Insurance for Podiatrists

Clearly, there are plenty of opportunities for podiatrists to be liable, which is why malpractice insurance is critical for every podiatrist. If you need liability insurance as a podiatrist, Baxter & Associates is a malpractice insurance agency with years of experience connecting medical professionals with professional liability insurance providers. Browse our services and get a quote for a malpractice policy on our site today.

The cooperation clause is a common and critical provision in many liability insurance policies. We’ll help you understand everything about the malpractice insurance cooperation clause and what it means for policyholders and insurance providers.

What Is the Cooperation Clause?

The cooperation clause, or assistance provision, is one of the most common in malpractice and liability insurance policies. This clause is activated when a claim is filed against the policyholder.

The language of the clause may differ depending on the policy and the provider. Still, the basic provisions of the clause dictate the policyholder must work with the insurance provider and not hinder the investigation and defense against the claim. Cooperation clauses are common in auto and home insurance policies, but the language is typically different than in liability policies.

Why Is the Cooperation Clause Important?

The cooperation clause is a requirement in most insurance liability contracts, so you might wonder why it is so important. It’s a promise from the policyholder to the insurance provider that they won’t withhold information or block the investigation of a claim filed against them.

The cooperation clause makes the investigation much easier and faster for the insurance provider. It also guarantees they’ll get the information they need from the policyholder within a reasonable time. While it may force the policyholder to provide information, it’s almost always in their best interest.

What Are the Policyholder’s Requirements for the Cooperation Clause?

We know the policyholder must cooperate with the insurance provider, but what does cooperation mean? Individual policies have more specific language regarding fulfilling the cooperation clause. Still, it means the policyholder answers questions and provides context for the claim to the insurance provider in good faith.

Policyholders don’t have to conduct their own investigation, and their presence isn’t often required in settlement negotiations or court proceedings. Some clauses may require in-depth cooperation, but for most policies, the policyholder only has to answer a few questions honestly.

Is a Cooperation Clause Legally Binding?

Yes, the cooperation clause is a legally binding insurance contract provision and must be met for the policy to be legally active. If the insurance provider believes the policyholder is withholding information or not acting in good faith, they could sue the insured for breach of contract and have the court nullify the policy.

Then, the insured would be on the hook for their defense costs and any settlement regarding the claim. If the insured ignores or breaches the cooperation clause, the entire policy becomes legally null and void.

Levels of the Cooperation Clause

As mentioned, there’s a general understanding of the cooperation clause in most contracts, but some go further with higher levels and requirements of cooperation. Typically, the levels of cooperation outlined in a policy with the clause include the investigation of the claim, the payment of the settlement and costs, and the forbidding of unauthorized payments.

Investigation and Defense

The first and most basic aspect of the cooperation clause is the investigation and defense, which we’ve mostly covered. The insured must assist the insurance provider in investigating the claim and creating a defense strategy.

How much assistance the insured must provide depends on the language in their contract. This may include answering only a few questions and producing medical records, spending time with defense counsel, and attending court proceedings.

Coordination of Payment

Payment coordination is typically only applicable in cases where another policy may also cover some of the costs of the claim and settlement. Suppose a private practice owner has a claim filed against them for malpractice that also falls under general liability or business owners’ insurance. In that case, they would be responsible for coordinating the payment of the multiple insurance providers.

To fulfill the cooperation clause in this instance, the insured would coordinate the defense of this claim with the other insurance provider so one isn’t on the hook for covering the costs of the entire claim when another policy also covers it.

Unauthorized Payments

Lastly, the insured is not allowed to make unauthorized payments that could hinder or affect the investigation and defense of the claim. For example, if an insured hires a private investigator out of pocket without the approval of the insurance provider’s defense team, they could cause problems for the defense. Then, the insurer could claim the insured breached the cooperation clause.

Another example of policyholders breaching this level of cooperation is attempting to pay the case’s plaintiff directly, out-of-pocket, after the lawsuit is filed but before a settlement is agreed upon. This attempt at an early payment could jeopardize the defense, and the insurance provider could sue to say the policyholder breached the contract when they attempted an unauthorized payment.

Can the Cooperation Clause Force Me To Settle a Claim?

A common misconception regarding the cooperation clause is that it can cause the insured to settle a claim because the insurance provider says so. As we’ve explained, the clause does not give power to the insurance provider to settle a claim without consent from the insured.

Federal cases in the US have affirmed the right of the policyholder to refuse to settle or dismiss a claim and is not legally obligated to do so under the cooperation clause. The consent-to-settlement clause addresses the right of the policyholder and the insurance provider to settle a claim.

The Consent-to-Settlement Clause

The consent-to-settlement clause is another common clause in liability insurance policies. They are sometimes confused with one another but mean very different things. The consent-to-settlement clause requires an insurer to receive consent from the insured before settling a claim.

If the policyholder does not like the parameters of the settlement or wants to fight the claim in court, the consent-to-settlement clause gives them the right to do so. The insurance provider must follow these wishes.

Where To Find Malpractice Insurance for My Facility

We hope our guide has helped you better understand the cooperation clause of malpractice insurance. If you need malpractice insurance for yourself or liability insurance for healthcare facilities, Baxter & Associates is here to help. Contact our expert staff, and we’ll help you find an ideal group liability policy.

In many malpractice claims, you can trace the origin of the harm to miscommunication between staff and patients. Many communication errors can cause a malpractice lawsuit, from inaccurate documentation to communication delays between staff. We explain these miscommunications and how they can result in patient harm below.

Inaccurate or Illegible Documentation

Documentation is one of the most critical factors in patient care, including medical history, treatment plans, and updated patient status. Inaccuracies or illegible documentation could cause significant harm to the patient. A result could be that a nurse administered twice the medicine their patient needed or they read the prescription incorrectly and administered the wrong medication.

It’s an old joke that medical professionals have bad handwriting, but legibility is a significant concern. Illegible handwriting can lead to miscommunication between staff, with the patient suffering the consequences. A patient’s chart must be accurate and legible to ensure they receive the best treatment from all staff.

Failure To Update All Staff Regarding the Patient’s Condition

Another communication error that can cause a malpractice lawsuit is the failure to update all staff on the patient’s condition. This error is another instance where missing or inaccurate documentation can lead to patient harm and, therefore, a malpractice claim.

Everyone involved in a patient’s treatment, from the primary physician to the nurses, must constantly communicate about their patient’s condition. Every staff member must be aware so everyone is on the same page and working with the most up-to-date information if there’s a change in the patient’s condition, for better or worse. Delays in communication can lead to precious minutes lost that result in patient harm.

Failure To Review Medical Records

Many medical malpractice claims result from staff not reviewing a patient’s medical records before prescribing medication or administering a treatment plan. Without reviewing a patient’s medical records closely, a doctor may accidentally prescribe a medication the patient is allergic to or has a history of harmful side effects.

Reviewing medical records can be tedious and time-consuming, but it’s essential to superior patient care and all medical staff should review them thoroughly.

Where To Get Malpractice Insurance

As you can see, a simple communication error can cause lasting damage to a patient and result in a malpractice lawsuit in many ways. Baxter & Associates specializes in CRNA malpractice insurance and more for many medical professionals in need of malpractice insurance. Contact our staff for a quote on a new malpractice insurance policy today.

Applying and interviewing for a new nursing position is stressful and difficult for many. Some nurses worry about their medical malpractice past and wonder when is the best time to disclose a malpractice case to potential employers. Read on to learn more about this challenging situation and what actions to take.

Disclose As Early as Possible

The disclosure of past malpractice litigation is often one of the first topics of an interview or a job application for a nursing position. It’s a basic question, like an application asking if the applicant has a criminal history.

The interviewee or applicant would not often have to disclose a malpractice case to potential employers themselves, so the only concern is answering the question honestly when prompted. If, for some reason, the potential employer doesn’t ask for this information during the first interview, it’s best to disclose it before leaving. You want to ensure that it doesn’t linger over the applicant process or make it seem like you’re hiding anything.

Remember, It’s Not a Huge Concern

If you’re concerned that a malpractice case in the past could cost you a future job, you shouldn’t worry. Malpractice cases are so common for nurses and physicians that it’s generally assumed if you’ve worked in the trade long enough, you’ll face litigation eventually.

Your interviewer has likely been through a medical malpractice case before and knows that it’s often a dispute that has little to do with the quality of care provided. It would only be a cause for concern if these cases are frequent in your career, but otherwise, it’s nothing out of the ordinary.

Consider Bringing a Letter From Your Attorney

If you’re truly concerned about a certain malpractice claim becoming an obstacle in your application, consider bringing a letter from your attorney that outlines the facts of the case. Without using names, your attorney can explain your side of the claim that may not be present in the bare documents of the claim and explain the case’s outcome.

Bringing this information is an effective way to have a professional explain the case without having to defend yourself during the interview, allowing you to focus on your strengths.

Where To Get Malpractice Insurance

One of the reasons malpractice insurance is so critical for nurse practitioners and other medical professionals is malpractice suits are so common. If you need professional liability insurance for nurse practitioners, Baxter & Associates can help. Contact our staff, and we can connect you with insurance companies that can offer you comprehensive professional liability coverage at an affordable price.

A malpractice insurance face sheet is one of the most useful and important documents in a policy, but do you know what it is? Learn the basics of insurance face sheets for malpractice and professional liability policies below.

Malpractice Insurance Face Sheet, Defined

An insurance face sheet is sometimes described as a declaration sheet or a certificate of coverage. The face sheet specifies the insured’s personal information and offers a brief policy and coverage overview.

A malpractice insurance face sheet summarizes the facts of the policy and the insured. As anyone with an insurance policy knows, it can contain much information and jargon to understand, so this one-page document makes it easy to summarize everything within the policy.

Is a Face Sheet a Legal Document?

While it’s certainly a useful document, a face sheet is not a legal document for an insurance policy like a signed contract is. The face sheet is more like a cheat sheet for you, your insurer, and your employer’s benefit if it’s employer-owned insurance.

A helpful way to think of a face sheet is like a larger version of an insurance card you may carry in your wallet for health or auto insurance. Like a wallet card, the certificate of coverage provides basic information about the insured while providing a concise summary of the policy in just one page.

Components of a Face Sheet

Within the one page of a face sheet, a reader will digest a mountain of information in just a few lines. The top of the sheet will be the basic information: contact information of the insured and the insurance provider.

Below that will be general coverage information, such as the following data:

• Policy number
• Claims-made or occurrence coverage
• Coverage limits
• Deductible size
• Effective and expiration date

Lastly, a face sheet will define the scope of the coverage. For a medical practitioner, it will say the insured is covered for medical advice relating to their specialty, not legal advice.

Malpractice and professional liability insurance can contain a lot of confusing documents and jargon. At Baxter & Associates, our experts can help make the process easier by providing chiropractic malpractice insurance quotes and explanations for insurance terminology and documents. If you need help finding the ideal malpractice insurance for you or your practice, contact Baxter & Associates today.

Tail coverage is integral to many insurance policies for businesses and professionals. We’ll explain everything you need to know about tail coverage in our guide, including how it works and the different types to consider.

Occurrence vs. Claims-Made Coverage

Before we get into the basics of tail coverage and the different policies it applies to, we should explain the differences between occurrence and claims-made insurance policy coverage. Tail coverage is for claims-made insurance policies that cover claims reported when the policy is active.

If a claims-made policy is inactive and a claim comes from a reported incident when the policy was active, it wouldn’t be covered. Occurrence is different, as it protects the insured from any covered incident when the policy was active, regardless of whether it’s expired. Tail coverage only applies to claims-made policies since it extends the time a claim can be reported against you. In contrast, the reporting time is irrelevant for occurrence coverage.

What Is Tail Coverage?

Now that you know about tail coverage for claims-made policies, you might wonder what exactly it does. Tail coverage is like an add-on to an insurance policy. It extends your coverage by giving you longer protection for claims reported after the insurance policy ends. This is also known as an Extended Reporting Period.

Tail coverage allows the insured to file a claim against the policy even though it’s expired or canceled. While it’s similar, don’t confuse tail coverage with nose coverage, which provides protection back to the first date of continuously maintained insurance coverage instead of extending reporting coverage of an expired policy.

Do I Need Tail Coverage?

While tail coverage is valuable and recommended, your need for it on top of your insurance policy depends on the policy. Tail coverage is especially common with medical malpractice insurance, as medical professionals may switch policies regularly, yet malpractice claims can come from incidents months or years in the past.

It’s quite common for medical malpractice claims to come from an incident years ago. If the target of the claim has since retired or changed policies, they could be vulnerable to the malpractice claim. If a medical professional retires, changes practices, leaves a practice for a hospital, or leaves their current work environment to start their own practice, they’ll likely have tail coverage for their malpractice insurance.

What Are the Alternatives to Tail Coverage?

While tail coverage is strongly recommended for many businesses and professionals, it’s not required. The alternatives to tail coverage include opting out (going bare) or choosing prior-acts coverage.

Going bare is just what it sounds like—the individual or business is left exposed without coverage for the gap in their coverage, but they save on monthly premiums. Prior acts coverage is similar yet different, as it applies coverage to the insured for any incidents that occurred to the policy’s purchase. Instead of extending the reporting of the previous policy, as with tail coverage, prior acts extend the reporting of the new policy.

How Long Does Tail Coverage Last?

While there are tail options for one, two or three years offered by some insurers, we recommend getting tail coverage for a term longer than that. Most of our tail policies and endorsements are unlimited and last a lifetime. Since malpractice claims can take a long time to be filed, we always recommend the longest tail your insurance company is offering.

Different Types of Tail Coverage

While we’ve mostly focused on tail coverage relating to medical malpractice insurance, our guide will now go over many different types of tail coverage. As mentioned previously, tail coverage is only for claims-made insurance coverage and applies to business and professional insurance.

Data Breach Insurance

Any business with an online presence or modern technology needs data breach cyber insurance. Data breach insurance protects businesses from cyber damage and other network-related issues, like a company computer getting a virus or customers suing the business because their personal information was stolen in a data breach.

Policy owners can add tail coverage to this policy to ensure protection if a claim comes forward months or years after the policy has expired. For cyber issues like data breaches and stolen private information, keep in mind that the victims may not notice they’ve been affected until months or years after the incident.

Employment Practices Insurance

Employment practices liability for businesses is another common type of insurance policy that includes tail coverage. This coverage protects businesses against claims regarding employment practices, like wrongful termination, discrimination, or harassment.

Practically every business with employees must have employment practices insurance to guarantee they’re protected if they terminate an employee and are faced with a wrongful termination lawsuit, which can be especially costly and damaging. Since these lawsuits and claims are so costly, it’s important to cover all gaps in their insurance, so tail coverage is necessary.

Management Liability Insurance

Management liability insurance, also known as directors and officers insurance, is another key business insurance policy. This policy protects the directors and officers of a business if they make mistakes or conduct wrongful acts while managing the company.

The claims against management may come from other employees, customers, competitors, or investors. Management liability is similar to employment practices but is limited to coverage for directors and officers instead of the business as an entity. As with employment practices, tail coverage is integral to the policy.

Professional Liability Insurance

Perhaps the most common version of tail coverage is for professional liability insurance. Professional liability policies are essential for many professionals, including doctors, CPAs, real estate agents, and lawyers.

This policy is ideal for professionals targeted for negligence, personal injury, malpractice, or other issues. Tail coverage is even more crucial for professional liability insurance because the individual could be left financially responsible for defending the claim with legal and court costs.

Where Can I Get Tail Coverage for My Insurance Policy?

If you require tail coverage for your professional liability or medical malpractice insurance policy, Baxter & Associates can help. As a renowned and experienced medical malpractice insurance agency, we can help you find the ideal policy and coverage, including tail coverage. Get a quote from our website online, or contact our staff if you have any questions.

Medical malpractice suits are always a concern for medical professionals. Below, we explain the four “Cs” of medical malpractice prevention that each medical professional should know to avoid malpractice cases.

Compassion

Compassion or caring should be self-explanatory for anyone in the medical profession who wants to help people. Doctors and nurses must sympathize with and show concern for their patients to help create a bond of trust.

One of the most common complaints and catalysts of medical malpractice claims against nurses or doctors is that the patient felt ignored or that the medical professional didn’t care about them. Take the time to go the extra mile with a patient and be honest with them to create a more compassionate yet professional relationship.

Communication

Communication is another critical factor in medical malpractice prevention. Communication encompasses verbal and non-verbal contact between medical professionals and between the medical professional and the patient.

Communication with a patient is critical, as the patient must feel their doctor or nurse is listening and giving them plenty of opportunities to ask questions as they review the problem and course of treatment, so they understand what’s happening. Communication between staff is also critical, as miscommunication or delayed communication can cause a domino effect that negatively impacts the patient’s health and causes harm.

Competence

Obviously, a medical professional must be competent if they want to avoid medical malpractice claims. A doctor or nurse should realize when a situation is outside their purview and recommend a patient to someone more competent when needed.

But the competence of malpractice prevention is also about staying capable in their position. The medical industry changes so often that doctors and nurses must constantly stay up-to-date with their training and education, so as not to use outdated practices and technology on the patients, potentially causing harm.

Charting

Charting is perhaps the most important factor in malpractice prevention and can be the easiest strategy. Proper documentation is critical to competent treatment and provides a detailed written record of the patient’s medical history.

A doctor needs quality documentation to adequately treat a patient, as it can cause significant harm if something’s missing or incorrect. The chart is often a key piece of evidence, so it’s crucial to ensure it’s accurate and up-to-date if a medical malpractice case goes to court.

Even if you follow every strategy of malpractice prevention, you may still be hit with a malpractice claim. Baxter & Associates can help medical professionals find specialized policies, like CRNA liability insurance. Contact our staff if you have medical malpractice questions or need a professional liability policy today.

Malpractice cases are an unfortunate part of the job of every health-care provider, including nurse practitioners. Below, we’ll explain the elements of medical malpractice and discuss some common examples of malpractice suits brought against nurse practitioners.

The Elements of Medical Malpractice

Before we get into examples of professional liability cases against nurse practitioners (NPs), we’ll discuss what it takes for a court to find a nurse practitioner liable. In the courts, four elements of malpractice liability must be present for the courts to find an NP or other medical professional professionally liable for harm to a patient.

Duty Owed to Patient

The first element the plaintiff must prove against the defendant is that the NP had a professional responsibility to care for the patient. This element is pretty basic and rarely contested by the defendant.

All the patient or the patient’s family must do is prove that the NP had a duty of care toward the patient. They can prove this if there’s any basic documentation or witnesses that prove the NP cared for the patient. The defendant can contest this if they claim that there was some miscommunication regarding who was responsible for the patient’s care, but such cases are rare.

Breach of Duty

After establishing the responsibility of care, the plaintiff must prove that the NP neglected or violated that responsibility. This is the most difficult element to prove, and the defense will usually contest it.

The breach of duty can come in many forms, like medication errors or absent patient monitoring, but another medical expert witness must corroborate this claim. It often requires medical expertise to decipher documentation and offer testimony about how the NP made an error.

Causality of Breach to Patient Injury

After the breach of duty, the plaintiff must also prove that the breach of duty directly caused the patient injury. Every malpractice case must include an injury to the victim; otherwise, there’s no basis for malpractice and no recourse that the courts can take.

Several things can cause the patient’s injury other than malpractice, including a worsening condition, a new injury/illness, or emotional distress. This element is often straightforward, and the plaintiff or defense can prove or disprove it with simple medical records or victim testimony.

Damages

Lastly, for the plaintiff to receive compensation for their injuries or injuries to their loved ones, they have to show the value of their case in damages. If there are no damages to the individual, the court cannot reward compensation.

Again, this element is often easy to prove if the plaintiff has already proved the breach of duty. Damages can include additional medical bills, lost wages, or out-of-pocket expenses related to the breach of duty. Often, the defense doesn’t contest the existence of damages but only the extent of them.

Examples of Medical Malpractice for Nurse Practitioners

While malpractice cases can come in all forms, there are many ways that NPs can receive a claim. Below, we’ve compiled a list of common malpractice suits brought against nurse practitioners.

Improper Documentation

One of the most common reasons an NP can receive a malpractice claim is errors in the documentation or a failure to document altogether. Documentation is a large aspect of an NP’s responsibilities, like documenting when they administered treatment or medication.

If there are errors in the documentation, like an NP forgetting to document how much medication they administered, that lead to harm, they could be liable for malpractice. Even something as simple as having illegible handwriting can lead to miscommunications and harm to the patient, so always write legibly!

Medication Errors

Another significant reason someone may bring up a malpractice case against NPs is medication. NPs must prescribe and administer medication, and even the slightest errors in prescribing or administering drugs can cause significant harm to a patient.

If an NP administers the wrong medication or the incorrect amount, they could be professionally liable. The same is true if they prescribe a medication that the patient is allergic to. With the opioid crisis, there’s also been a rise in NPs receiving cases due to overprescribing opioids to patients and causing opioid dependence. NPs must always look for the signs of addiction in their patients when prescribing powerful opioids.

Failure To Provide Care

One of the most basic examples of an NP breaching duty of care is failing to provide proper care altogether. This area of malpractice is vague and can relate to many responsibilities of NPs, like failing to diagnose a patient or not providing adequate medical intervention in an emergency.

If an NP neglects simple responsibilities, like helping a patient out of their bed, helping them move around for exercise, and preventing bed sores, they can be professionally liable.

Absent Monitoring

Another key part of the job as an NP is monitoring and observing patients. It’s often an NP’s responsibility to monitor the well-being of their patients and identify any signs of distress or harm, report those signs, and act immediately.

If a patient suffers a medical event, like a cardiac arrest, while under the supervision of an NP, and that NP doesn’t act quickly enough, causing greater harm or death to the patient, the patient could hold them responsible.

Treatment Error or Failure To Provide Standard of Care

NPs also have many responsibilities for treatment, which is another area of malpractice cases. NPs often perform hands-on treatment and perform medical procedures for patients. They could be liable if they make a mistake during these treatments that cause bodily harm or emotional distress.

Not every error is malpractice, but if the error results from an NP not following the standards of care, like failing to implement necessary safety protocols, they’d be vulnerable to a malpractice claim.

Conclusion

Malpractice suits are something that every NP must prepare for in case they make an error. Baxter & Associates helps NPs find insurance and even nurse practitioner student liability insurance for those working while still studying. If you’re a nurse practitioner who needs insurance, contact our helpful staff at Baxter & Associates and ask about malpractice insurance today.