Moonlighting is common in health care, especially among nurses. If you’re a nurse anesthetist considering a second job, you should know a few things before moonlighting.
It Comes with Risks
While moonlighting can be an excellent opportunity to earn extra income and gain experience, there are also drawbacks. Whether you’re a certified registered nurse anesthetist (CRNA) or a janitor, working two jobs can take a physical and mental toll that comes with risks.
Working as a nurse anesthetist inherently comes with risks— a CRNA’s performance can directly affect a patient’s health. Mistakes as a CRNA can have significant consequences, which is why CRNA malpractice insurance is even more crucial for those who moonlight at a second job.
You May Need Additional Insurance
As a nurse anesthetist, you should already have professional liability insurance, but before moonlighting, you should know that your existing policy doesn’t automatically cover your second job. As we said, moonlighting brings additional risks, and while some policies may also cover a second job, some may strictly disallow it.
Before you start or consider moonlighting, look over the fine print of your insurance policy regarding moonlighting. Sometimes, you may need additional coverage for your second job, which can eat into any extra income moonlighting provides.
There Are Different Kinds of Moonlighting
Some aren’t aware that there are different types of moonlighting—internal and external—and the distinction could determine whether your malpractice policy covers your second job or not. Internal moonlighting is when a person takes a second job within the same facility as their primary position.
External moonlighting, as you may guess, is when a person takes a second job outside their primary position’s location. Some professional liability policies cover internal moonlighting but not external, so check your policy before deciding to moonlight.
Not Everyone’s Cut Out for It
Before moonlighting, every nurse and worker should understand that not everyone can handle the responsibilities of multiple jobs. While moonlighting in nursing is pretty common, that doesn’t mean every nurse can or should do it.
Nursing itself is a challenging profession, so adding another job on top of it can be too much for many people. Before deciding to moonlight, consider its effect on your ability to perform your primary position, your personal life, and your mental and physical health.
We hope our guide has helped you better understand moonlighting and its implications. If you need malpractice insurance or have questions about a policy, contact our expert staff at Baxter & Associates.